Car insurance built around how you actually live and drive.
For decades, New Zealand car insurance has been reliant on a broad assumption: everyone in the same bracket shares the exact same risk. That means that a 26 year old woman living in the Auckland CBD that drives 2,500km a year pays the same as their exact peer driving 25,000km.
If you are that 26 year old woman, or someone in a similar situation that means that your premium is effectively subsidising someone else who has a much higher risk. Does that sound fair to you?
We created Kura to fix that imbalance. By using clear, accurate distance tracking your price reflects the amount of time you actually spend on the road. Less time on the road means less risk, which should mean lower costs. With us it does. Why should a car in the garage 5 days a week cost the same amount as a daily driver?
At Kura, we don't keep anything under the hood. Just a simple, transparent model that makes sense, and saves dollars. For you.
Why we started Kura and how we're changing car insurance in New Zealand.
How usage-based insurance (UBI) works, what data is measured, and how your privacy is protected.
The people behind Kura and our commitment to responsible financial service.
The trusted infrastructure, capacity, dispute resolution and other networks backing your coverage.